مؤسسة النقد تزيد الحد الأقصى للتمويل العقاري الممنوح من البنوك للمواطنين لتملك المسكن الأول من 70 % إلى 85 %

قررت ((ساما )) مؤسسة النقد العربي السعودي زيادة الحد الأقصى للتمويل العقاري الممنوح من البنوك والمصارف للمواطنين لتملك المسكن الأول من 70% إلى 85% .
حيث كان المواطنين الراغبين من التملك عن طريق البنوك يلزمهم إحضار دفعة أولى من قيمة العقار تمثل 30% أما الآن فليتزم العميل بإحضار 15% دفعة اول من قيمة العقار .
وقال محافظ المؤسسة د. أحمد بن عبدالكريم الخليفي،انه بعد مرور أكثر من عامين على تطبيق أنظمة التمويل ولوائحها التنفيذية تبين للمؤسسة تطور البيئة النظامية والرقابية المصاحبة للتمويل العقاري، و أن ذلك يعزز من مستويات الحماية من المخاطر المصاحبة لهذا النوع من التمويل بما يحقق المحافظة على حقوق أطراف العلاقة وثقة المتعاملين في التمويل العقاري.
وأوضح أن هذا القرار سيدعم النمو في قطاع التمويل العقاري والتكامل مع الأهداف الوطنية للإسكان التي تضمنتها رؤية المملكة 2030 .
محمدعامر
طيب واللي ماعنده الدفعه ال 15% ايش يعمل وهو متقاعد
الغامدي
ي جماعة الخير عندي مشكله الي هي ساهر كل 4 او 3 ايام غراامة اروح عندهم ف المركز واجادلهم يقولو انت كنت مسرع بالله احد ي ساعدني ف الموضوع ذا…. فلوسي راحت
ادري اني خارج الموضوع بس فلوووووسي راحت
جميل العبدرب النبي
نبغي تخفيض الفائدة التي تصل إلى 50% تقريبا من سعر المنزل
أبو عاصم العضياني
# يقشر بصل وبعدين يبيعه يمكن_ يمكن !!!!!!!
متضرر
السنه هاذي مخذيين 1000ريال . والجاي الله يستر منه لا بالله رحنا فيها ياملاك البيوت . البنوك بترفع القسط السنوي . يالله سترك يارب .
أركان بن دهيس
تاكد من جنوط الموتر اذا كان مقاسها او مقاس الكفرات اكبر من المقاس الاستاندرد فهي السبب .. العداد عندك يعطيك قراءة خاطئة .. انت تحسب السرعة متوافقة مع الطريق لكن لفة الاطار او الجنط عشانه كبير يعتبرك ساهر مسرع .
لذلكك الان تغيير الجنوط والكفرات تحتاج دراسة .. والمام بها .
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